I assume you are familiar with borrowing money from family members, friends, cooperative societies, banks, etc. In borrowing these funds, you either promise your friends with words of mouth or a collateral in the case of a bank. This is similar to how a bond works. A bond is an instrument used by governments or …
With the current economic situation in Nigeria, many people have been more encouraged to save and invest especially in foreign currency to avoid getting into a financial runt. However, several people are already in debt and must then decide how to apportion their earnings towards savings/investments and settling debts. We are usually saving towards a …
Continue reading "WHAT SHOULD I PRIORITISE: DEBT REPAYMENT OR SAVINGS AND INVESTMENTS?"
Our world is more technologically advanced than it ever was. We now have more electronic hubs for savings and investments. I am fully aware that inadequate funding, my Nigerian friends will call it “sapa”, is one of the reasons for a poor saving and investing culture; being unaware of the electronic means of investing and …
Last week, we talked about the different types of investment portfolio based on the investor’s expected outcome and risk tolerance. This article aims at giving practical steps on how to build the portfolio. Let us dive right into it. ‘Do not put all your eggs in one basket’ is a common idiom used to advise …
Continue reading "BUILDING AN INVESTMENT PORTFOLIO (PART 2)"
As has been previously established, investments are very important in everyone’s journey to financial freedom. Hence, it is necessary to learn how to build an investment portfolio that preserves and grow your wealth. This article aims to enlighten you on how to build a sustainable investment portfolio to grow your wealth. An investment portfolio is …
Continue reading "BUILDING AN INVESTMENT PORTFOLIO (PART 1)"
Welcome to a new week! Last week, we discussed Real Estate as a form of alternative investments. If you are yet to read that article, you should get right on it. This week, we shall be discussing the following forms of alternative investments. Mutual Fund: In mutual funds investing, there is no high minimum investment …
Continue reading "Alternative Investments; Part 3: Categories of Alternative Investments (Part 2)"
Sequel to the article published last week which covers the general overview of alternative investments, this article is to explain the categories of alternative investments. As previously established, alternative investments are less regulated and less transparent than the traditional investments. Also, they have relatively low correlation of returns with the traditional investments. Alternative investments comprise …
Continue reading "Alternative Investments; Part 2: Categories of Alternative Investments (Part 1)"
Alternative investments are financial assets that are not the traditional investments such as stocks, bonds, debt securities or cash. They are held by an institutional investor because of their complex nature, regulation and degree of risk. Examples of alternative investments include venture capital or private equity, mutual funds, hedge funds, private debt, real estate, alternative …
Continue reading "Alternative Investments; Part 1: Overview of Alternative Investments"
Broadstreet Financial Review 